Aetna is rated A by A.M. Best for financial strength — the measure of a carrier's ability to pay claims decades from now. That matters for Cottonwood families locking in multi-decade term or permanent policies. Below: what Aetna does well, where they fit in the market, and how to get a quote from a licensed Arizona broker who can price them against the other 21 A-rated carriers we work with.
About Aetna
Aetna was founded in 1853 as Aetna Life Insurance Company. In 1998 it sold its individual life insurance business to Lincoln Financial Group, and today operates primarily as a health insurer under CVS Health. Aetna remains relevant for supplemental and group life coverage but no longer issues individual whole or term life policies.
What Aetna is best known for
- Group life (via CVS/Aetna)
- Supplemental coverage
Aetna for Cottonwood's buyer demographics
Cottonwood's median age is 37.2, and rate classes are set at application — the younger and healthier you apply, the less you pay for every future year of coverage. Aetna's underwriting appetite varies by age bracket and product, so whether they're your best fit is a profile-specific question. Request a quote below and a licensed Arizona broker will tell you honestly whether Aetna is a strong match or whether a different carrier prices better for your age and health profile.
Before committing to any carrier, it's worth understanding how Aetna quotes stack up against the rest of the market. Use our comparison tool for product-level side-by-sides, or request a free quote below to see real Aetna rates for your specific profile.